University of North Carolina - Pembroke
Please select a lender from our list of recommended lenders below for your Federal Grad PLUS Loan. The following lenders disburse funds electronically to our school. This allows funds to be posted directly to your account. Choose a lender below and select the apply now option to complete your Federal Grad PLUS Loan Master Promissory Note (MPN).

Lender Info
Interest
Rate
Special Ways You Can Save
Select
College Foundation, Inc
Lender Code: 807037
888.CFI.6400
www.CFNC.org
8.50
No federal default fee

Interest rate reduction of 0.25% if you make monthly payments by automatic draft
Citibank
Lender Code: 826878
800.967.2400
www.studentloan.com
8.50
0.25% interest rate reduction when you enroll in auto-debit payment program and agree to receive only electronic statements

Federal Default Fee as low as 0.00% depending on the guarantor of the loan

Borrow up to the full cost of education less any financial aid received

Free checking accounts and online banking

Free CitiŽ Identity Theft Protection Solutions

Payment deferment is available

Flexible repayment options

Credit education at http://students.usecreditwisely.com

ThankYouŽ Network: points for everyday banking can be used to pay down a student loan
SunTrust Education Loans
Lender Code: 819873
800.552.3006
www.suntrusteducation.com
8.50
Grad PLUS Savings with SunTrust:1

ZERO Default Fees2

0.25% Interest Rate Reduction for auto debit payments3

Easy on-line application

E-signature available

Option to defer your payments while you attend school. And you only need to be enrolled in school half-time to receive this benefit.4

1 Savings programs effective for new Grad PLUS loans guaranteed and/or first disbursed on or after January 1, 2008. An origination fee of 3% and a default fee of 1% will be calculated based on, and deducted from, each disbursement.

2 New Grad PLUS loans guaranteed through Education Credit Management Corporation (ECMC)before July 1, 2009 will not be charged the 1% default fee.

3 Borrowers must make all payments as scheduled and maintain enrollment in automatic debit to keep the rate reduction in effect.

4 Interest will accrue during any period of deferment and will be capitalized (added to the loan balance) at the time of repayment. Borrowers must meet certain eligibility requirements in order to request deferment.

Brochures containing additional information on lenders are available in the Student Financial Aid Office.

Check with the lender for details and conditions regarding eligibility for special benefits or incentives.

SunTrust Bank may sell your Stafford, PLUS or Grad PLUS Loan to the U.S. Department of Education or to another education loan provider. The interest rate and term of the loan will not change if your loan is sold. SunTrust does not currently sell its Academic Answer private loans.


The information on this Web page was gathered on behalf of the Financial Aid Office at University of North Carolina - Pembroke and is believed to be correct as of this posting, but this information is not warranted and is subject to change without notice.